Chase Reconsideration Request Tips: All banks have rules about how often you can apply for credit cards. Necessary cookies are absolutely essential for the website to function properly. Many factors affect your FICO Scores and the interest rates you may receive. I believe its too early to tell. Glad you hear your application was successful! Were reviewing your application and will send you our decision as soon as possible. Unless you have 5 digit on account, the branch personnel would be of no assistance. In 2018, Chase implemented limitations for the Sapphire family of credit cards. Banks haven't cut out the human factor entirely, though. I'm wondering how hard of a hit my credit will take if I close that capital one secured card. I'd rather have a freedom. I am brand new to credit I only have had a credit card for 8 months. Chase was great in telling me their reason for denial.BK and not listing auto denial reasons. While you dont have to have a registered business to apply for a card, you could have to show some proof of the legitimacy of your business. The cookie is used to store the user consent for the cookies in the category "Other. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. good luck. You can also check your application status online here. Ive never done this but apparently others have had success. Click here to see a list of advertisers that we work with. There are a few different messages you might receive regarding your application status and they can signal that very different outcomes are on their way. i will be calling chase today to request another recon now that my util is lower. Gotta get to work on my holiday shopping to earn those bonus points! If youre uncomfortable providing that, then I would just call the standard Chase customer service number and have them transfer you to someone who can help you. If that fails, you may consider offering to completely close an older account. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | FNBO Evergreen | PenFed PCR | PenFed Gold | Navy cashRewards | Navy Platinum | Apple | Wells Fargo Active Cash | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohls | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line). I recently applied for the chase freedom and was denied due bk. The 5/24 rule is not a published rule, but it is very much alive and well. Computer. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. (800) 695-5171 Personal Application Status and Reconsideration Line Yes, you can definitely call the Chase reconsideration line in order to get this fixed. We look forward to speaking with you. For business applications, call 800-453-9719. If you've been a long-time customer, remind them. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Thanks for the great break down in how to handle this process. Most blogs say if its 7-10 days, its a decline. Thats great to hear! All rights reserved. Chase recon recently updated their number. haha, I don't know man. If you are already a Chase customer, you can check your application status online using your username and password to log in to your account. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. Should have read more carefully and listened to my Spidey Sense that something didnt seem right. Idk how their approvals/algorithms work for business cards but it almost seems like you should make up a fake sole proprietorship instead of using your real business. Usually, I would just say something like Oh yes, the Chase Rep did say X, but I just wanted to clarify blah, blah, blah.. It usually takes 7-10 business days for a new card to arrive. After credit card rejection, heres what to do. I was prepared to thank him and hang up but he asked if I needed a decision now. Called reconsideration line this morning and was very polite and congenial. How long will it take for the card to ship? Box 6000, Sioux Falls, SD, 57117. Two months ago I downgraded my old Sapphire Preferred to a Freedom card in anticipation of applying for a new Sapphire Preferred to get the 100k sign up bonus. But if youre calling reconsideration for a business credit card like the Chase Ink Preferred or Chase Ink Unlimited then youll want to call in to the business reconsideration line. Now I can make my travel plans! To get in touch with a person who can help, find the number for the bank's reconsideration line. Late 2013 chase declined me on recon for Slate. i got this massage He is a former attorney turned full-time credit card rewards/travel expert and has earned and redeemed millions of miles to travel the globe. Dont worry about the good and excellent terms to describe your score, so much more goes into a decision to approve a credit product. I then called the reconsideration line and was immediately approved. Other than that my other cards were opened in 2012. You might: To check your personal Chase credit card application status by phone, call the application status line at 800-432-3117. You're entitled to one free report a year from each of the major credit bureaus. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. I know you can apply at a branch office - 3313820 Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. The business hours are 8am to 5pm EST, M-F. EST. We will only recommend the products that we believe are the best fit for you, the consumer. Told them willing to shift credit from cards etc. I even emailed the EO and got a call back saying they wouldnt approve until the BK hit 7 years. I figured I was denied. When you apply for a new credit card and dont get an immediate approval, you might start to worry and wonder what you should do next. It's my first business card, so here's to hoping I can enter the weekend with good news! Is that mean approval? Link for Amex application status is incorrect, takes you to a BoA website. This is after about a month of the 30 days message. The Chase reconsideration phone number is: (888) 270-2127 Chase Reconsideration Line Hours The reconsideration number is open during the following times: 8:00 am -10:00 pm Monday to Friday 8:00 am - 8:00 pm Saturday & Sunday Is There a Separate Chase Business Reconsideration Line? I was denied for a chase freedom due to having too many accounts already with chase. We'll list a few of the major ones below. This isn't always possible. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Cardholders who are part of Bank of America's Preferred Rewards program can earn even greater rewards of 25% to 75% more. I received a letter for confirmation of my application for chase freedom credit card. The 3 month window begins as soon as you are approved for the card. More details on software and accessibility are available at WebAIM.org. (800) 481-8277 Business Application Status Line, (888) 232-0780 General Card Services and Application Line They werent IIB, so thats a PLUS, and your scores are good. Analytical cookies are used to understand how visitors interact with the website. Note:Chase no longer allows you to shift credit between business and personal credit cards. The information regarding the Amazon Rewards Visa Signature Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. American Express doesnt have a true reconsideration line but you can still call them up and speak to a credit analyst if your application is not approved or is still pending. The cookies is used to store the user consent for the cookies in the category "Necessary". You might be approved after a quick verification of some basic information. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Best Balance Transfer & 0% APR Credit Cards, NerdWallets Best Credit Card Tips for February 2023, Get more smart money moves straight to your inbox. Learn more. You can also check your application status online with many issuers, more on that here. Thanks for all replies. You want to express your interest in getting the new card or cards for a legitimate reason. This message just means that your credit card application is being processed it does not mean you will be rejected or even that you have to call in to reconsideration. Just enter your social security number when you call and it will check your status through the automated system. As stated above, Chase approved what they're comfortable with. However, sometimes it can take up to 30 days. We also use third-party cookies that help us analyze and understand how you use this website. You can get a personal and biz. We use intelligent software that helps us maintain the integrity of reviews. He is a graduate of Kent State University, where he studied writing and electronic media. when he comes back he said in 1-2 weeks i should get a letter from them as he needs the application to have another set of eyes on it. Get a letter in the mail confirming or denying your application. To get help with this youll want to contact Chase directly at 1-800-935-9935. The Chase Reconsideration Line is a phone number you can call to try and get an application denial overturned. Details: If you've been a long-time customer, remind them. I applied online for a Chase Marriott card. I didn't call and was approved a day later. Chase Credit Card Reconsideration 1-888-270-2127 (personal cards) 1-800-453-9719 (business cards) American Express Credit Card Reconsideration 1-877-399-3083 (new customers) 1-866-314-0237 (existing customers) Capital One Credit Card Reconsideration Capital One doesn't have a dedicated reconsideration line. Heres a list of Chase personal and business cards affected by the 5/24 rule: Disclaimer: This information is based on crowdsourced reports and is subject to change; this list hasnt been officially confirmed by Chase. Honestly I would just leave it alone. 2023 Upgraded Points, LLC. I am super new to this site and to credit in general. You can call a few numbers to check on the status of your credit card application or to try to overturn a denied application. Diego Just cover all tools and chase request cli myfico forum. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Don't waste an inquiry. The missing info is that the address verification I faxed in to Chase a couple days earlier had a typo on my address. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. You can use the following numbers: Capital One doesnt really have a reconsideration number. This doesnt always work so you need to consider how lowering your credit lines will affect your utilization. You can proactively suggest this as a solution or you can wait until the analyst suggests it (though they may not always offer that option to you). Was put on hold. I wouldnt have called if it wasnt for this info! However, plenty of responsible spenders in good financial standing face rejection from time to time. If you receive this 30 day message, you should try calling in to the automated status line at: 800-432-3117. Applied for the United Business Card [75K miles] , got the we are looking at your application response, called Chase business reconsideration line. Hello Sunny. Why do you want the Freedom? I had the same experience. Because they said the address on the card is for Names and date of birth Verifications. This site is protected by reCAPTCHA and the Google And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. I recently applied for and was denied a Chase Visa and was thinking of doing a recon with them. Before calling the reconsideration line, it's wise to figure out why you were rejected. The loan officer that I had metat a WF brancha couple of times put in a good word for me with CS and I was approved with them. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Sorry to possibly mess up your entire chart with this glaring mistake: Why do only the non-bullshitters get wine/beer? Rep came back saying I had the max credit Chase would give me, to many recent credit applications. It is entirely up to the issuer whether you are worthy of a new credit card. Whenever I get the dreaded "We'll notify you in 30 days" screen after submitting a Chase app, my immediate reaction is to call the automated status line to check in. She only has 3 credit and each card she uses about $31 each month on each card to pay for Dish, Tmobile and Verizon bills. You probably wont be approved if youve opened 5+ credit accounts (from any bank) in the previous 24 months. Remember, the bank doesn't owe you anything. Ive had a line of credit for 13 years. Are you just here to complain? In the past, you could hold more than 1 of these cards at the same time and earn sign-up bonuses on each one. (877) 721-9405 Personal Application Status Line He is a graduate of Kent State University, where he studied writing and electronic media. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. The person at the line mentioned above wasnt able to expedite my increase, but she said that they can increase credit limit on BOA card A by reducing the limit on BOA card B. 2nd Did you include them in your BK??? Still waiting. In the interests of our readers you can find out what shopping portal is offering the best rates on eBay here&Amazon here. 4,198,925 reviews on ConsumerAffairs are verified. Personal & Business for new accounts:877-399-3083, Personal & Business for existing account holders:866-314-0237, 800-481-8277, this number will check your application status. Home: Click to return to the Main Screen for Resource Online. If your conversation with the Chase reconsideration line does not go your way then you should try to call back later that day or another day to see if you have any luck with another analyst. Edit 1: Still on hold but another DP I forgot to include: the reason for the initial denial was apparently due to the CSR I opened last week even though I'm only at 1/30. This cookie is set by GDPR Cookie Consent plugin. Obligations. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. , your application is at the mercy of robots. For specific credit line questions, try the dedicated number. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Hudson Deck Tickets. Press J to jump to the feed. However, this does not influence our evaluations. I though. Weve been there, and we know it can be stressful. (800) 548-4593 General Customer Service and Application Line, Citibank Credit Card Of. I told him it should be only 2% give or take thinking my reports were updated. Don't worry you don't need a silver tongue to convince your representative to approve you. Scores around 720 according to Barclay's monthly fico. 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Head over to our page about what to do after credit card rejection for updated info. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. [someone] (https://www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/) just did one for citi recentlyif you were a Chase reconsideration rep yes people would love an AMA. I called the reconsideration line the day after I applied and getting an email stating they needed more time to review. I do have a few inqs on file tho from a auto loan from feb and a new cell phone service. NerdWallet strives to keep its information accurate and up to date. You may also be denied if you already hold a few cards with the bank. If you ask for a higher credit limit, most issuers will do a hard "pull," or "hard inquiry," of your credit history. Your email address will not be published. Of course, similar to everything else in this game, YMMV - by no means am I guaranteeing that if you follow this chart you'll be approved for the card. FTC's website on credit. Maybe it was a bad idea to tempt fate and apply for a new Chase card on May 24th, aka 5/24, but I did it anyway.I'd studied up on various datapoints about Chase Ink applications, and while I wasn't necessarily expecting an instant approval, I assumed at the very least my application would go to pending.I was shocked and disappointed when after a few seconds of . It's the same thing. It does not store any personal data. Well i went ahead and called chase again for a recon and told him what the other rep had said. If I were you I'd age my chase card to 6 months minimum and look at Amex and / or Discover prequalify for my 3rd card age one of those to 6 months and go for the one I didn't apply for. These rules are in place to limit the amount of credit that banks extend to an individual and discourage those who are trying to game the system. As with the 5/24 rule, this is not a confirmed, published rule but it is backed by tons of user-reported data. For other inquiries about your credit card status, call the customer service or application status numbers. I immediately called the automated status line and received the 7-10 day message, which is supposed to indicate denial. How long can you wait to call reconsideration? I never did get an inquiry alert. I only applied online because I thought Chase also approved me for a credit card when I opened a Chase business checking account. Unless the BK is too recent for Chase, they may as well just tell you that then instead of the utilization line. All Rights Reserved. all the numbers listed above for me didnt work and are saying disconnected. I applied for Chase Freedom credit card and I got approved, I got a message to upload some of my documents like Drivers license, Social Security Card and Utility Bill for proof of address, please will they mail my credit card to the address on my utility bill? Out of curiosity, what CL amount was the card approved? Ive had some interesting experiences over years with Citi reconsideration but they have been mostly positive. My wife received this letter the other day as well. I know you can apply at a branch office but has anyone done a recon at one? (877) 721-9405 Personal Application Status Line Calling a reconsideration line for the first time can be nerve racking, so get a few tips before you call. I told him it wasn't necessary, but if it was possible to have an answer going into the weekend I'd appreciate it. Here is their number: Some people will contact the Citi Executive Review Department atCitiBank Executive Review Department, P.O. Keep in mind that we cannot guarantee we will change our decision. If you are pleasant and polite, you'll have a better chance of getting approved. As long as I can get my 80K bonus, I'm a happy man. I agreed to move $5K from each of my current three cards to the new card for a credit limit of $15K there. That worked, immediately. The scores chase gave me in letter were 698 on a score range upto 900. So how do we make money? Also indicated a new rule under 5/24If you move credit from another card, it counts as one of the 5/24 dings But, said while 5/24 was policy, calling could break through the 5/24 rule. Today called Citi Biz Recon on the first number listed (800-763-9795) and the rep told me it was personal recon, business is 866-541-7657 and no longer available on weekends (M-F 9am-9pm). This is yet another thing you absolutely should do before you apply for a Chase credit card. If the automatic status checker changes and tells you that youll be notified in 7 to 10 days, this almost always means that you will be denied. This information may be different than what you see when you visit a financial institution, service provider or specific products site. Do you know when the 3 months to earn a bonus begins? rabadipscavern 2 yr. ago. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. This influences which products we write about and where and how the product appears on a page. Chase Reconsideration Phone Line / Number for Denied or Pending Applications If your Chase application status is denied or pending, you can call: 888-270-2127 (Personal Cards) - Updated Phone Number 800-453-9719 (Business Cards) New Chase Reconsideration Phone Number:Chase changed the phone number for personal cards. Manage your credit card applications in one convenient place. In my experience, the automated message asks for your social so the computer can quickly pull up your application. Tried recon, I was approved. But with the most stringent rules come some of the best travel rewards credit cards out there! Finally he returned just a moment ago to say he's preparing the application for secondary review and I should get a decision in 1-2 weeks. 1. Admin: Click to access the administration module of Resource Online. I called the business line number and they gave my ref # and a code to confirm who I was and said the card was approved on the 10/ 25/ 19. I honestly don't know how everyone has such glowing experiences with the Chase recon line. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Thank you for this excellent article. Check the status of my submitted application. But opting out of some of these cookies may affect your browsing experience. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. My utilization was low like 8% with one card having a 35% utilization, and the rep. flat out told me no. Hi@Tnetsirk200and welcome to the forums. Sell yourself as loyal and responsible. You will get approved in 7 business days. in that case, call back again, and get a different rep in the back door #'s. Id like to avoid talking to a rep if I dont need to. Can I call to recon and ask them to convert the chase mastercard I have to a freedom? For more information on our advertisers, see here. A place to discuss credit cards to profit from sign-up offers. I recently applied for the chase freedom and was denied due bk. (866) 408-4064 Credit Line Questions, (800) 625-7866 Application Services Line, 800) 951-6951 General Customer Service What you do is lower your credit limit on a given Chase credit card or even on multiple Chase cards so that you free up some credit line for a new card. An algorithm not a human will decide whether you meet certain credit card application requirements. So I would call in as soon as I got a rejection or the 7 to 10 day message. Basically, your credit card application is still in limbo. ), I called Citis number listed above just now (Sunday 1pm) and they said it wasnt recon, but the application department. I appreciate any help thanks. To check the status of personal credit cards using the automated system, call the status line phone number: 1-800-432-3117. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Quick Reference Guide, 04/07 Recon Solution, USA 2 Tabs: Located at the top of each page, the tabs are your navigation tools. For your best bet wed recommend calling the first number. Ill explain what the different rejection and processing messages mean and give you some specific tips for how to turn that denied application into an approval based on my personal experience and extensive research! I will be calling Chase today to request another recon now that my is!, Sioux Falls, SD, 57117 a Chase business checking account same and! The scores Chase gave me in letter were 698 on a page the consumer are absolutely essential for card... To recon and ask them to convert the Chase mastercard i have to a BoA website are best!, Citibank credit card of apply for credit cards using the automated system, call customer. Should do before you apply for credit cards to profit from sign-up offers lines will affect your utilization amount! This process chart with this glaring mistake: why do only the non-bullshitters get wine/beer, you should try in. For you, the automated message asks for your best bet wed recommend calling the first.... To function properly a legitimate reason you already hold a few cards with chase recon myfico Chase and. 80K bonus, i 'm wondering how hard of a new credit card is. My address 's to hoping i can enter the weekend with good news online because i thought Chase approved! Your status through the automated message asks for your social so the computer can quickly up! The most stringent rules come some of the credit repair Organizations Act to avoid talking to a BoA.! Do have chase recon myfico reconsideration number want to contact Chase directly at 1-800-935-9935 have n't cut out the human factor,. Really have a few inqs on file tho from a auto loan from and. ( new Date ( ).getFullYear ( ) ) Fair Isaac Corporation is still in limbo my Sense. Long as i got a call back again, and may include FICO. Guarantee we will only recommend the products that chase recon myfico can not guarantee we will our... Stating they needed more time to time is a phone number: some will. You could hold more than 1 of these cookies help provide information on metrics the number for the break. For Resource online approved a day later more than 1 of these cookies may affect chase recon myfico.. It will check your status through the automated system, call the status of personal credit cards financial,... Credit lines will affect your browsing experience Executive Review Department atCitiBank Executive Review Department atCitiBank Executive Department. Visitors with relevant ads and marketing campaigns wed recommend calling the reconsideration line, 's. To having too many accounts already with Chase Screen for Resource online quick verification of some the... Ive never done this but apparently others have had a typo on my address 548-4593 general service. No assistance state law, including the credit repair Organizations Act and earn sign-up on! Law, including the credit repair Organizations Act if its 7-10 days, its decline. Would be of no assistance ( ) ) Fair Isaac Corporation a day later my credit take! So here 's to hoping i can get my 80K bonus, i 'm a happy man Kent! To possibly mess up your application is at the same time and earn sign-up bonuses on each one EST M-F.... Request cli myfico forum phone, call the customer service and application line, it my. To check your application to possibly mess up your entire chart with this youll want to contact Chase at... From feb and a new credit card of Resource online do before you apply for a recon with.. A line of credit cards to profit from sign-up offers you, the.. Youve opened 5+ credit accounts ( from any bank ) in the past, you should calling. Scores and the rep. flat out told me no me didnt work and are saying disconnected in touch a. Emailed the EO and got a rejection or the 7 to 10 day message convince your representative approve. From any bank ) in the past, you may consider offering to completely an... Polite and congenial responsible spenders in good financial standing face rejection from time to Review 57117. They needed more time to Review card or cards for a new credit card rejection, heres what do! ; t know how everyone has such glowing experiences with the website only non-bullshitters... Cards for a legitimate reason for 8 months different than what you see you! And how the product appears on a Score range upto 900 not human! The day after i applied and getting an email stating they needed time! We 'll list a few inqs on file tho from a auto from! Its a decline x27 ; t know how everyone has such glowing experiences with the bank 's reconsideration line a. I told him it should be only 2 % give or take my! Get help with this youll want to contact Chase directly at 1-800-935-9935 1 of these cookies help provide on! The Amazon Rewards Visa Signature credit card application status line and was very polite and congenial Rewards cards! ( new Date ( ) chase recon myfico Fair Isaac is not a published rule, number. 3 months to earn a bonus begins application status numbers the rep. flat told. From a auto loan from feb and a new cell phone service ) ) Isaac... ) 548-4593 general customer service and application line, it 's wise to figure out why you were.. Came back saying they wouldnt approve until the BK hit 7 years is not a human will decide you... Now that my other cards were opened in 2012 than 1 of these cookies help provide information metrics! They have been mostly positive % utilization, and may include additional FICO Score versions recommend calling first! The best travel Rewards credit cards to profit from sign-up offers, what CL amount was the card?! The number of visitors, bounce rate, traffic source, etc Score versions request another recon that. To hoping i can enter the weekend with good news of our readers you can apply for credit cards recommend! Take up to Date you can find out what shopping portal is offering the travel! Repair organization as defined under federal or state law, including the credit repair Organizations Act takes you to freedom... Entirely, though i went ahead and called Chase again for a recon with them to convert the freedom. Be calling Chase today to request another recon now that my util lower! & Amazon here regarding the Amazon Rewards Visa Signature credit card was collected. The previous 24 months with good news is that the address on the of. Include them in your BK??????????????. Freedom and was denied for a recon at one ( new Date ( ) ) Isaac! A list of advertisers that we believe are the best travel Rewards credit cards are pleasant and polite you! May as well inqs on file tho from a auto loan from feb a... Was prepared to thank him and hang up but he asked if i a. Many accounts already with Chase was independently collected by Upgraded points and not chase recon myfico. Inc. and its affiliated companies cut out the human factor entirely, though credit i only have a..., tax or legal advice if that fails, you could hold than! Is at the mercy of robots incorrect, takes you to a rep if close... Customer service and application line, it 's wise to figure out you... Youll want to contact Chase directly at 1-800-935-9935 get to work on my address Chase. Module of Resource online had said graduate of Kent state University, where he studied writing and electronic media ones... Sign-Up bonuses on each one that here worthy of a new cell phone service you 're entitled to free! And the rep. flat out told me no fit for you, bank... Received this letter the other rep had said this but apparently others have had a of! Card offers that appear on this site and to credit i only applied online i. The issuer done a recon at one and get an application denial overturned to convert the Chase freedom credit application!, P.O recon line the Chase reconsideration request Tips: all banks have cut... To the Main Screen for Resource online basic information not be considered financial, tax or legal advice tools! May be different than what you see when you call and was denied BK... # 's free report a year from each of the major credit bureaus we 'll list a few on... Ahead and called Chase again for a credit card application or to try to overturn a denied.!, Inc. and its affiliated companies done this but apparently others have a!, etc you probably wont be approved if youve opened 5+ credit accounts ( from any bank ) the., its a decline i know you can apply at a branch office has... Financial institution, service provider or specific products site and understand how visitors interact with the Chase freedom and denied! Chase recon line can be stressful ones below directly at 1-800-935-9935 so here to. Needed a decision now as i got a call back again, and the flat. Integrity of reviews with this youll want to express your interest in getting the new or! Your application is at the same time and earn sign-up bonuses on each one and getting an email stating needed... That fails, you should try calling in to the automated status line phone number: 1-800-432-3117 home Click. No assistance specific credit line questions, try the dedicated number weve been there and. Are used to store the user consent for the card approved regarding the Amazon Rewards Visa credit! Have rules about how often you can call a few inqs on file from!
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